Your Future at the University of Toronto is Within Reach

We know that financing a university education is no small undertaking. It may involve a mix of financial resources—from student awards to government grants to part-time employment.

It will also involve, most importantly, you.

In addition to the financial aid programs below, prospective students and their families may wish to consider resources beyond those offered by the government and institution. These may include RESPs; external awards and scholarships offered by community organizations or companies; financial assistance and loans offered through banks and credit unions; part-time employment income; and contributions from family members.

At U of T, our goal is to help students like you bring your dream of a university education within reach.

Ontario Financial Aid

For Ontario residents, the Ontario Student Assistance Program (OSAP) is a government financial aid program made up of a mix of grants and loans. Once you apply and qualify for OSAP, you’ll be considered automatically for other sources of funding, like the University of Toronto Advance Planning for Students (UTAPS) Program.

Canada Financial Aid

If you’re from another Canadian province, territory, or First Nations band, you can apply for aid through your government’s financial aid program or your First Nations band. You may also apply for funding through the Out-of-Province University of Toronto Advance Planning for Students (UTAPS) Program.

United States of America Student Aid

Students who are U.S. citizens or permanent residents in need of financial aid can explore various funding programs and find out tax information.

International Financial Aid

If you’re looking to finance your education, it’s worth finding out about your home country’s financial aid programs to see if you qualify for assistance. U of T, being a publicly-funded institution, is unfortunately only able to offer financial aid to Canadian students.

More About Financing and Funding Your University Education

Don’t see what you’re looking for in the list above? Check out the University Registrar’s Office for complete details on the many financial resources and support options to help you finance your education at the University of Toronto.