Within Reach: How to Finance Your University of Toronto Experience: A Guide for First-Entry Programs

Financial Aid & Scholarships

Resources. Assistance. Advice. All Within Your Reach.

We know that financing a university education is no small undertaking. It may involve a mix of financial resources — from student awards to government grants to part-time employment.

It will also involve, most importantly, you.

In addition to financial aid programs, you and your family may wish to consider resources beyond those offered by the government and institution. These may include RESPs; external awards and scholarships offered by community organizations or companies; financial assistance and loans offered through banks and credit unions; part-time employment income; and contributions from family members.

At U of T, our goal is to help you bring your dream of a university education within reach.

Access our Guide to Financing Your University of Toronto Experience (PDF)

U of T Sponsored Application Fee Waivers

The University of Toronto is committed to dismantling barriers to postsecondary education. One of the ways we are doing so is with the U of T Sponsored Application Pilot Program for domestic students. This program is delivered in partnership with local community groups, including Visions of Science, the East Scarborough Boys & Girls Club, and Girls E-Mentorship. To learn more about this program, please contact our Recruitment Officer, Equity, Outreach & Support: l.robertson@utoronto.ca.

Additional Resources

At the University of Toronto, we are committed to working with students so that lack of financial means does not prevent them from completing their studies. Explore some of our key resources today — and set yourself up for a successful educational journey.

U of T Award Explorer
Financial Planning Calculator
Work Study Program
OSAP and Other Government Aid
Frequently Asked Questions About OSAP

University of Toronto Financial Aid (UTAPS)

Will your OSAP or government financial aid not quite cover all your costs? UTAPS is for full-time students who receive the maximum government financial aid available but whose funding still doesn’t cover all their university costs. UTAPS helps fill the financial gap. Ontario residents must be receiving OSAP to be considered. If you’re receiving financial aid from another Canadian province, territory or a First Nations band, you may be eligible for UTAPS too.

Use the Financial Aid/UTAPS Online Estimator to get an estimate of how much funding you could receive. This can help with planning your finances for your university studies.

Learn More About UTAPS
Financial Aid & UTAPS Estimator